FOCUSED ON FAMILIES
Our product portfolio is the result of our extensive experience in helping families address financial challenges and our relationships with many of the industry’s leading product providers. We offer families choices, by providing the following solutions that open up to families many paths to purse financial security and fulfill their dreams and goals.
Life Insurance
We offer a wide array of life insurance products to families of all income levels. Term-life insurance is available for those who require maximum coverage at an affordable price. Universal life insurance is available to those who would like tax-advantaged capital growth within their life insurance policy. Simplified- and guaranteed-issue life insurance plans are also available for those who have difficulty qualifying for insurance on the open market.
Annuities
Through our product providers, we help people of all income levels add annuities to their retirement strategy. These solutions enable retirees to draw monthly income from a lump sum investment, all while taking advantage of growth on the investment.
Critical Illness Insurance
Critical Illness insurance offers a tax-free payout if the insured person gets a critical illness, such as cancer or a stroke. Attractive “return of premium” options take the guesswork out of long-term affordability.
Disability Insurance
Through our product providers, we offer disability insurance to ensure that a family’s financial independence is not threatened by disability. Some of the plans offered are geared toward maximum coverage while others designed for affordability.
Long-Term Care Insurance
Long-term care insurance is an integral part of retirement planning. People are living longer, making the likelihood of going to a care facility greater. Long-term care insurance makes it possible to choose the level of care you may require, and helps ensure that you get the care you deserve.
Mutual Funds
We offer securities from a number of leading fund companies, providing our clients unparalleled access to products based on their risk tolerance. Whether you’re investing $50 at a time or $50,000, WFG gives everyone the same care, attention, and opportunity for growth.
Our product portfolio is the result of our extensive experience in helping families address financial challenges and our relationships with many of the industry’s leading product providers. We offer families choices, by providing the following solutions that open up to families many paths to purse financial security and fulfill their dreams and goals.
Life Insurance
We offer a wide array of life insurance products to families of all income levels. Term-life insurance is available for those who require maximum coverage at an affordable price. Universal life insurance is available to those who would like tax-advantaged capital growth within their life insurance policy. Simplified- and guaranteed-issue life insurance plans are also available for those who have difficulty qualifying for insurance on the open market.
Annuities
Through our product providers, we help people of all income levels add annuities to their retirement strategy. These solutions enable retirees to draw monthly income from a lump sum investment, all while taking advantage of growth on the investment.
Critical Illness Insurance
Critical Illness insurance offers a tax-free payout if the insured person gets a critical illness, such as cancer or a stroke. Attractive “return of premium” options take the guesswork out of long-term affordability.
Disability Insurance
Through our product providers, we offer disability insurance to ensure that a family’s financial independence is not threatened by disability. Some of the plans offered are geared toward maximum coverage while others designed for affordability.
Long-Term Care Insurance
Long-term care insurance is an integral part of retirement planning. People are living longer, making the likelihood of going to a care facility greater. Long-term care insurance makes it possible to choose the level of care you may require, and helps ensure that you get the care you deserve.
Mutual Funds
We offer securities from a number of leading fund companies, providing our clients unparalleled access to products based on their risk tolerance. Whether you’re investing $50 at a time or $50,000, WFG gives everyone the same care, attention, and opportunity for growth.
\Does WFG Associates make money by recruiting people?
This is absolutely not true. WFG Associates do not make money from their strategic expansion or growth efforts. WFG associates only make money by helping families secure their financial futures through the sale of our diverse products and services.
Will WFG pressure you to sell products to your family and friends and may make you try to recruit them?
There is no pressure to push products on family members, and we are extremely proud of that. However, there is no better place to start helping families achieve financial freedom than with the ones you love. WFG associates show families how to manage their debt, make sure they are properly protected in the case of a tragedy, and plan for retirement.
What does my $100 go towards?
We do charge an Associate Membership Agreement fee. This fee gives you access to our business platform that has helped thousands of associates start their own financial services business. It also gives you access to our suite of marketing materials, websites, and a support system to help you build your WFG business. With such a low barrier to entry and a tremendous upside in terms of potential income, a mere $100 could be the best investment you ever make.
If I decide to come on board with WFG, am I hired for a job?
WFG is not a job. The WFG Business Platform empowers you to build a successful business in the financial services industry – and make a difference in the lives of individuals and families. There are few opportunities out there that match our potential for those who desire to be their own boss, and who want to control their time, talent, income and energy.
Why is there negative information on the Internet about WFG?
Why is there negative information on the internet about WFG?
Unfortunately there are many misunderstandings about our company. Here’s the bottom line, we have:
1. Over 20,000 licensed agents across North America
2. Product offerings through many of North America’s largest and most reputable financial companies. For a list of providers, please visit: http://researchwfg.myfoliocloud.net/portfolio/item/industrys-leading-providers
3. 63,986 client accounts and $6B assets under administration
And, just like any other company, WFG is not a career fit for everyone and some have vented their frustrations online. You have to be careful when reading comments on the internet by anonymous posters. It is much easier to make a negative comment about something or someone when no one can tie it back to you. If all the things people write about us online were true, it’s very unlikely that WFG would be in business today.
Is World Financial Group a Pyramid Scheme and/or a MLM Scam?
WFG is neither a pyramid scheme nor MLM scam. We pride ourselves with partnering with some of the top financial firms in the industry, who are fully regulated to conduct legitimate business and provide quality products and services.
The WFG Business Platform empowers you to build a successful business in the financial services industry – and make a difference in the lives of individuals and families. WFG’s affiliates are members of and/or are regulated by the following U.S. regulatory bodies:
Please visit our Ethics Page to view an entire list of regulatory bodies.
We act with honesty and integrity, abiding by the rules and regulations of these organizations, as we help our clients and associates succeed. We also offer products from some of the most reputable names in the financial services industry. Do you think companies like Transamerica, Western Reserve Life, Nationwide, Prudential and Pacific Life would be in business with us if we were a scam? We are proud of those relationships and firmly stand behind the products in which they offer.
This is absolutely not true. WFG Associates do not make money from their strategic expansion or growth efforts. WFG associates only make money by helping families secure their financial futures through the sale of our diverse products and services.
Will WFG pressure you to sell products to your family and friends and may make you try to recruit them?
There is no pressure to push products on family members, and we are extremely proud of that. However, there is no better place to start helping families achieve financial freedom than with the ones you love. WFG associates show families how to manage their debt, make sure they are properly protected in the case of a tragedy, and plan for retirement.
What does my $100 go towards?
We do charge an Associate Membership Agreement fee. This fee gives you access to our business platform that has helped thousands of associates start their own financial services business. It also gives you access to our suite of marketing materials, websites, and a support system to help you build your WFG business. With such a low barrier to entry and a tremendous upside in terms of potential income, a mere $100 could be the best investment you ever make.
If I decide to come on board with WFG, am I hired for a job?
WFG is not a job. The WFG Business Platform empowers you to build a successful business in the financial services industry – and make a difference in the lives of individuals and families. There are few opportunities out there that match our potential for those who desire to be their own boss, and who want to control their time, talent, income and energy.
Why is there negative information on the Internet about WFG?
Why is there negative information on the internet about WFG?
Unfortunately there are many misunderstandings about our company. Here’s the bottom line, we have:
1. Over 20,000 licensed agents across North America
2. Product offerings through many of North America’s largest and most reputable financial companies. For a list of providers, please visit: http://researchwfg.myfoliocloud.net/portfolio/item/industrys-leading-providers
3. 63,986 client accounts and $6B assets under administration
And, just like any other company, WFG is not a career fit for everyone and some have vented their frustrations online. You have to be careful when reading comments on the internet by anonymous posters. It is much easier to make a negative comment about something or someone when no one can tie it back to you. If all the things people write about us online were true, it’s very unlikely that WFG would be in business today.
Is World Financial Group a Pyramid Scheme and/or a MLM Scam?
WFG is neither a pyramid scheme nor MLM scam. We pride ourselves with partnering with some of the top financial firms in the industry, who are fully regulated to conduct legitimate business and provide quality products and services.
The WFG Business Platform empowers you to build a successful business in the financial services industry – and make a difference in the lives of individuals and families. WFG’s affiliates are members of and/or are regulated by the following U.S. regulatory bodies:
- The Department of Insurance in all 50 states, as well as Washington, D.C. and Puerto Rico
- Each state’s membership of the North American Securities Administrators Association (Securities)
- The Securities & Exchange Commission
Please visit our Ethics Page to view an entire list of regulatory bodies.
We act with honesty and integrity, abiding by the rules and regulations of these organizations, as we help our clients and associates succeed. We also offer products from some of the most reputable names in the financial services industry. Do you think companies like Transamerica, Western Reserve Life, Nationwide, Prudential and Pacific Life would be in business with us if we were a scam? We are proud of those relationships and firmly stand behind the products in which they offer.
Company Helps Thousands of Families Move toward a More Sound Financial Future
JOHNS CREEK, Ga.–(BUSINESS WIRE)– World Financial Group is saluting all of its independent associates who participated in the Helping 100,000 Families in 100 Days campaign. The campaign, launched on July 1 and ending on Oct. 8, 2012, was an effort to reach out to the thousands of families who need assistance in developing a strategy to ensure they are more financially secure both today and tomorrow.
“Helping people is part of WFG’s DNA. It’s one of our core values and an integral part of our culture”
“There are so many people across North America who have little to no life insurance protection, don’t have a plan for retirement or don’t have a quality financial education. WFG’s goal during this campaign — and every day — is to reach out to people, particularly middle-income families, who traditionally are not offered financial services. We help them get on a path to realizing their dreams, whatever they may be,” said Joe DiPaola, President & CEO of World Financial Group.
The campaign involved all of WFG’s independent associates across the United States and Canada. Each associate was asked at the launch of the campaign to assist as many families as possible, with targets set at 10, 20 and a high benchmark of 30 families in 100 days. Those associates who were able to help 25 or more families will have their names listed in a two-page ad that will run in Forbes and Canadian Business magazines.
“We knew the goal of helping 1,000 families each day for 100 days was extraordinarily ambitious,” said Paul Mineck, Chief Marketing Officer of World Financial Group. “At the end of the campaign, we had helped 84,171 families. We consider the campaign a great success as it spurred major growth for WFG and its associates, and it is a number that WFG believes very few companies in the industry could reach in such a short time frame.”
“Helping people is part of WFG’s DNA. It’s one of our core values and an integral part of our culture,” DiPaola said. “We are so proud of all that WFG’s independent associates accomplished during the last 100 days. Their commitment and dedication to improving the lives of so many people, ensuring these families have a better tomorrow by helping them build a stronger financial foundation, is inspiring. Not only did it help grow our associates’ businesses and our company as a whole, the campaign created significant momentum for our associates, who can use it to help thousands more families realize their financial goals.”
About World Financial Group
World Financial Group, Inc. is financial services marketing company whose affiliates offer a broad array of financial products and services. World Financial Group Insurance Agency of Canada Inc. offers life insurance and SEG funds. (Collectively these companies are referred to as World Financial Group or WFG above.) WFG’s independent associates, located throughout the United States and Canada, strive to help individuals and families often overlooked by the financial services industry to plan for their financial futures, advocating the power of choice for clients through agreements with several of the financial and insurance industries’ leading companies.
WFG is a business unit of the Life & Protection (L&P) Division of Transamerica. Through L&P, the Transamerica companies offer a wide array of life and health protection solutions with a common purpose: to protect families and their dreams.
With more than a century of experience, Transamerica has built a reputation on solid management, sound decisions and consumer confidence. For more information, visit www.transamerica.com.
World Financial Group Headquarters: 11315 Johns Creek Parkway, Johns Creek, GA 30097-1517, PO Box 100035, Johns Creek, GA 30096-9403. Phone: 770.453.9300. WorldFinancialGroup.com.
JOHNS CREEK, Ga.–(BUSINESS WIRE)– World Financial Group is saluting all of its independent associates who participated in the Helping 100,000 Families in 100 Days campaign. The campaign, launched on July 1 and ending on Oct. 8, 2012, was an effort to reach out to the thousands of families who need assistance in developing a strategy to ensure they are more financially secure both today and tomorrow.
“Helping people is part of WFG’s DNA. It’s one of our core values and an integral part of our culture”
“There are so many people across North America who have little to no life insurance protection, don’t have a plan for retirement or don’t have a quality financial education. WFG’s goal during this campaign — and every day — is to reach out to people, particularly middle-income families, who traditionally are not offered financial services. We help them get on a path to realizing their dreams, whatever they may be,” said Joe DiPaola, President & CEO of World Financial Group.
The campaign involved all of WFG’s independent associates across the United States and Canada. Each associate was asked at the launch of the campaign to assist as many families as possible, with targets set at 10, 20 and a high benchmark of 30 families in 100 days. Those associates who were able to help 25 or more families will have their names listed in a two-page ad that will run in Forbes and Canadian Business magazines.
“We knew the goal of helping 1,000 families each day for 100 days was extraordinarily ambitious,” said Paul Mineck, Chief Marketing Officer of World Financial Group. “At the end of the campaign, we had helped 84,171 families. We consider the campaign a great success as it spurred major growth for WFG and its associates, and it is a number that WFG believes very few companies in the industry could reach in such a short time frame.”
“Helping people is part of WFG’s DNA. It’s one of our core values and an integral part of our culture,” DiPaola said. “We are so proud of all that WFG’s independent associates accomplished during the last 100 days. Their commitment and dedication to improving the lives of so many people, ensuring these families have a better tomorrow by helping them build a stronger financial foundation, is inspiring. Not only did it help grow our associates’ businesses and our company as a whole, the campaign created significant momentum for our associates, who can use it to help thousands more families realize their financial goals.”
About World Financial Group
World Financial Group, Inc. is financial services marketing company whose affiliates offer a broad array of financial products and services. World Financial Group Insurance Agency of Canada Inc. offers life insurance and SEG funds. (Collectively these companies are referred to as World Financial Group or WFG above.) WFG’s independent associates, located throughout the United States and Canada, strive to help individuals and families often overlooked by the financial services industry to plan for their financial futures, advocating the power of choice for clients through agreements with several of the financial and insurance industries’ leading companies.
WFG is a business unit of the Life & Protection (L&P) Division of Transamerica. Through L&P, the Transamerica companies offer a wide array of life and health protection solutions with a common purpose: to protect families and their dreams.
With more than a century of experience, Transamerica has built a reputation on solid management, sound decisions and consumer confidence. For more information, visit www.transamerica.com.
World Financial Group Headquarters: 11315 Johns Creek Parkway, Johns Creek, GA 30097-1517, PO Box 100035, Johns Creek, GA 30096-9403. Phone: 770.453.9300. WorldFinancialGroup.com.
We’re Backed by the Financial Strength of AEGON
- AEGON N.V. is an international life insurance, pensions and asset management company with businesses in over 20 markets in the Americas, Europe and Asia
- AEGON N.V. employs around 25,000 people and serves nearly 47 million customers worldwide
- AEGON N.V. was ranked one of the world’s top companies in 2012 by Forbes in its annual ranking of the world’s biggest companies[1]
- AEGON N.V. had more than EUR 420 billion in revenue-generating investments around the world at the end of 2011
- AEGON N.V. manages investments on behalf of customers as well as for its own account. In total, the company oversees EUR 463 billion in revenue-generating investments[2]
- The company’s shares are listed on two major stock markets: Amsterdam and New York.
For more information about AEGON N.V., please visit www.AEGON.com.
We are affiliated with Transamerica Financial Advisors, Inc. – Transamerica Financial Group Division (TFG):
- A broker-dealer and registered investment advisor firm designed to serve Middle America
- More than 4,600 registered representatives
- Ranked #3 in number of Representatives in the Independent Broker Dealer category as of 2011 according to a report from Cerulli Associates
- Agreements with more than 100 separate financial services product providers
- Brings professional money management services, through its registered Investment Advisors, for individual accounts and retirement plans to small businesses and families and individuals of all incomes through its network of independent third-party model managers
- Has more than $6 billion in assets placed under management by TFA investment advisor representatives with its third-party money managers
[1] Ranking issued April 21, 2012 based upon a composite score consisting of sales, after-tax profits, market value and total assets.
[2] As of September 30, 2012.
Related World Financial Group websites:
WFG – By the Numbers
When it comes to our performance, our numbers indicate the positive impact we have in helping families have better tomorrows.
We are a company with:
WFG is a Transamerica Company. The Transamerica companies offer a wide array of life and health protection solutions with a common purpose: to protect families and their dreams. In 1999, Transamerica was acquired by AEGON and became part of its worldwide network.
For more information on Transamerica, please visit www.Transamerica.com
[1] Represents estimated combined years of industry experience of the WFG Board of Directors as of April 2012.
When it comes to our performance, our numbers indicate the positive impact we have in helping families have better tomorrows.
We are a company with:
- More than 23,000 licensed financial professionals throughout North America
- A diversified product portfolio, representing some of the industry’s leading financial services providers to consumers
- Executive leadership with more than a century of experience in the financial services industry.[1]
WFG is a Transamerica Company. The Transamerica companies offer a wide array of life and health protection solutions with a common purpose: to protect families and their dreams. In 1999, Transamerica was acquired by AEGON and became part of its worldwide network.
For more information on Transamerica, please visit www.Transamerica.com
[1] Represents estimated combined years of industry experience of the WFG Board of Directors as of April 2012.
